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Friday's article on student debt did not cover the entire story concerning student debt and the profitability of a college education. Just to clear a couple things up, you do not have your entire life to pay off student loans. Most student loans are required to be paid in a period around 15 years. So unless you plan on being ready to retire at around 37, then you may have a problem with that calculation. It is also obvious that most 18-year-olds do not do a lot of analysis on how they will profit from their education after graduation.